We've been in business since 1988. Compare our 35% Loss Ratio over the last 5 years to more than double that on average in California.
We cover most all industries with a $25,000 minimum premium and no maximum premium.
Our own Attorney panel provides our members with the best possible claim outcomes, reducing your premiums significantly.
We have "frozen" our own extremely successful captive of 31 years...
so our members can take advantage of this phenomenal market. If you are in a Group Captive, High Deductible Plan, or haven’t quoted your comp in some time, you are missing an amazing opportunity to pay significantly less premiums up front. We also provide the highest level of workers’ comp services in the industry to keep your Ex Mod low and your Premiums down for years to come!
Independently owned and operated. Specializing in Workers’ Compensation, Group Captives, Single Parent Captives, Self-Insured Benefits and much more! Contact us today to see how we can help your company reduce losses, manage claims, and pay lower workers' comp premiums.
We are known as the "California Workers' Comp Experts".
Here are just some of the advantages of our Program:
Educational Meetings are held locally three times a year to educate our members with top industry guest speakers including: Workers' Comp Attorneys, Employment Law Experts, Claims Management, Loss Control and Safety Advice just to name a few!
Our top-notch professional Claims Consulting Team attends to all of your claims needs, from reviews to negotiating reserves, and they act as a liaison on behalf of our members!
Customized Loss Control Services
United Captive Insurance Brokers and our Insurance Carriers will help you design a Safety Program to fit your individual company needs and minimize costly claims.
Exclusive Captive Option
When Workers' Comp rates go back up; our member clients will have the option to roll into our Exclusive Captive Program. This program has even more benefits and advantages, including Policyholder and Shareholder Dividends!